Medical Benefits Enrollment for 2017 - Last date Nov 18 2016


-------------------------------------------------------------------------------
Disclaimer: Only for Randstad Technologies LP employees. This is just to give an idea about insurance costs for 2017, should not be considered for accuracy. Please use your own discretion for enrollment.

 Plan details are extracted from CIGNA official Website & Insurance premium details are extracted from Randstad Staffing (Benefits) website
-------------------------------------------------------------------------------


_________________________________________________________________________________________

Reminder: Nov 18th Friday is the last day for Medical Benefits enrollment.
_________________________________________________________________________________________

In this blog -

I am providing insurance plan related details like 

 - comparing the previous year weekly premium rate with projected year weekly rates, 

 - how much the rates increased per week, 

 - and the annual premium amount we pay for each Medical plan available. 

Along with that, I have added two scenarios for each plan (one scenario for Individual, another one for Family) to give an idea about how much cost insurer will be paying for each medical plans.



P.S:

-      In general, insurance premium cost has been increased by 10%

-      No price changes for Vision (Eye Med) insurance




Plan #1 : CIGNA Enhanced






Plan #2 : CIGNA Standard







Plan #3 : CIGNA HDHP






Plan #4 : CIGNA MV







For consideration:

With the above details & scenarios, you can match the plans with your needs and enroll the right plan for you.

 I am giving another example on how to choose between Plan #1 and Plan #2 below:

-      If you do not foresee any hospitalization for the coming year (touchwood), you can opt a plan with more deductible.

For example, between CIGNA Enhanced and CIGNA Standard è you can choose CIGNA Standard

Because, if you choose CIGNA Enhanced you will pay annual premium ~ $10,000 for family 

For CIGNA Standard you will pay annual premium ~ $9,000 for family
    (You can save $1000 if you do not have any hospitalization charges)






Dental & Eye/Vision Plans:






Posted by

12 comments:

  1. UnknownNovember 16, 2016 at 6:02 PM

    Very nice work. It's really helpful to choose. Thanks Viswa

    ReplyDelete
  2. UnknownNovember 16, 2016 at 6:02 PM

    Very nice work. It's really helpful to choose. Thanks Viswa

    ReplyDelete
  3. YuvarajNovember 16, 2016 at 8:07 PM

    Very detailed and should be useful. I see insurance as a gamble, so it's expensive to bet on safe one. Thanks for sharing the information

    ReplyDelete
  4. YuvarajNovember 16, 2016 at 8:07 PM

    Very detailed and should be useful. I see insurance as a gamble, so it's expensive to bet on safe one. Thanks for sharing the information

    ReplyDelete
  5. ViswanathanNovember 16, 2016 at 8:16 PM

    Thank you for your comments!

    ReplyDelete
  6. UnknownNovember 13, 2017 at 3:25 AM

    This is a great inspiring article.I am pretty much pleased with your good work.You put really very helpful information. Keep it up. Keep blogging. Looking to reading your next post.Cbd

    ReplyDelete
  7. UnknownApril 7, 2018 at 2:45 AM

    I really appreciate this wonderful post you have provided for us. I assure this would be beneficial for most of the people. Regards: Std Testing

    syringe infusion pump

    syringe pump manufacturers

    syringe pump suppliers

    ReplyDelete
  8. UnknownJune 26, 2018 at 11:24 PM

    You truly did more than visitors’ expectations. Thank you for rendering
    these helpful, trusted, edifying and also cool thoughts on the topic to
    Kate.


    patient monitor manufacturer

    patient monitor manufacturers

    patient monitor supplier

    ReplyDelete
  9. UnknownJune 26, 2018 at 11:28 PM

    I simply wanted to thank you so much again. I am not sure the things
    that I might have gone through without the type of hints revealed by
    you regarding that situation.

    I simply wanted to thank you so much again. I am not sure the things
    that I might have gone through without the type of hints revealed by
    you regarding that situation.
    Pulse Oximeter manufacturer

    pulse oximeter supplier

    Pulse Oximeter manufacturers

    ReplyDelete
  10. UnknownJune 26, 2018 at 11:35 PM

    You truly did more than visitors’ expectations. Thank you for rendering
    these helpful, trusted, edifying and also cool thoughts on the topic to
    Kate.

    bmi machine manufacturer

    bmi machine supplier

    ReplyDelete
  11. Jack JohnnyMarch 21, 2019 at 5:30 AM

    This is my first visit to your web journal! We are a group of volunteers and new activities in the same specialty. Website gave us helpful data to work. Medical Staffing

    ReplyDelete
  12. Jack JohnnyMarch 21, 2019 at 6:16 AM

    Wow, What a Excellent post. I really found this to much informatics. It is what i was searching for.I would like to suggest you that please keep sharing such type of info.Thanks Locum Tenens

    ReplyDelete

Subscribe to: Post Comments (Atom)