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Disclaimer: Only for Randstad Technologies LP employees. This is just to give an idea about insurance costs for 2017, should not be considered for accuracy. Please use your own discretion for enrollment.
Plan details are extracted from CIGNA official Website & Insurance premium details are extracted from Randstad Staffing (Benefits) website
-------------------------------------------------------------------------------
Disclaimer: Only for Randstad Technologies LP employees. This is just to give an idea about insurance costs for 2017, should not be considered for accuracy. Please use your own discretion for enrollment.
Plan details are extracted from CIGNA official Website & Insurance premium details are extracted from Randstad Staffing (Benefits) website
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Reminder: Nov 18th Friday is the last day for Medical Benefits enrollment.
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In this blog -
I am providing insurance plan related details like
- comparing the previous year weekly premium rate with projected year weekly rates,
- how much the rates increased per week,
- and the annual premium amount we pay for each Medical plan available.
- comparing the previous year weekly premium rate with projected year weekly rates,
- how much the rates increased per week,
- and the annual premium amount we pay for each Medical plan available.
Along with that, I have added two scenarios for each plan (one scenario for Individual, another one for Family) to give an idea about how much cost insurer will be paying for each medical plans.
P.S:
- In general, insurance premium cost has been increased by 10%
- No price changes for Vision (Eye Med) insurance
Plan #1 : CIGNA Enhanced
Plan #2 : CIGNA Standard
Plan #3 : CIGNA HDHP
Plan #4 : CIGNA MV
For consideration:
With the above details & scenarios, you can match the plans with your needs and enroll the right plan for you.I am giving another example on how to choose between Plan #1 and Plan #2 below:
- If you do not foresee any hospitalization for the coming year (touchwood), you can opt a plan with more deductible.
For example, between CIGNA Enhanced and CIGNA Standard è you can choose CIGNA Standard
Because, if you choose CIGNA Enhanced you will pay annual premium ~ $10,000 for family
For CIGNA Standard you will pay annual premium ~ $9,000 for family
(You can save $1000 if you do not have any hospitalization charges)
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